HOW WE WORK

The Wealth Build & Protect Review

The first step is to look at your current arrangements during an initial, introductory meeting and we call this a Wealth Build and Protect Review. This meeting, taking between 30-60 minutes, allows us to explain the elements of our Wealth Build and Protect Strategy.

During this review, we provide you with a full understanding of your current position, and how, by implementing some simple changes, you can make a radical difference to your financial status and in doing so give you an achievable strategy to plan for retirement.

The review will provide you with information so that you will know :

  • How to minimise the tax you pay on what you and your business earn
  • How to maximise tax relief so you get as much back from HMRC as is possible
  • The benefits of using the maximum tax efficient allowance for pensions (Lifetime Allowance)
  • Where you will get ‘best value’ from your savings
  • How to protect the wealth that you build for your family, & reduce exposure to Inheritance Tax
  • How Trusts can help you protect your wealth AND ensure it’s only available for who YOU choose • How running a business gives you the key advantage in planning to build and protect wealth

At the end of the meeting, you will be in a position to decide if this is something you wish to take further.

BOOK A FREE WEALTH AND PROTECT REVIEW TODAY

If you do wish to proceed, we will arrange to meet for a second time for a more detailed discussion and we will send you details of the information you will need to prepare for that meeting.

This will include:

  • Information on your current pension providers
  • Consideration of your main retirement objectives and income needs
  • Details of your personal and business assets
  • Details of your current Tax position
  • Business succession plans
  • Threats to your wealth that you want to protect against

How long will it take?

Normally a review takes between 2-4 weeks. This varies based on the length of time it takes your existing provider(s) to respond to the information requests we submit to them. The review is completed within 2-3 days of the final providers information being received. If any existing provider is slow to provide the information we request, we may ask you to make contact directly to expedite their response.

The annual statements sent to you by your current pension providers give lots of useful information. However, we will write, with your authorisation, to each pension company requesting an up-to-date position, ensuring we have the key facts needed to make certain your pension planning is properly addressed in your overall Wealth Build and Protect Strategy.